Health Insurance Life, health, education and pensions
5 Things about Cashless Health Insurance
There are 5 things to consider when having a cashless health insurance:
- Costs that can be paid to stay within the ceiling is taken out of the ceiling must be paid when customers want to come home from hospital
- The use of the card should be in RS or RS Provider in cooperation with the insurance, if it is not done then claim reimbursement (paid first to the new hospital claims to insurance)
- Tell to the hospital much time before getting out of the hospital long enough process, it could take 2-6 hours)
- Do not panic if you do not take her to the hospital card, which is crucial polis no memorized.
- If the card is lost, immediately inform the insurance
Maternity insurance
Now there is in my country, insurance for childbirth. This insurance cover the cost of delivery including pre-and post-natal complications.Certainly not a small premium and a 12-month waiting period that must be considered before deciding to take this insurance. But the advantage is not only pregnancy but also cover medical check-ups, dental and eye care, vaccinations, and traditional medicine.
Pure Health Insurance
Pure or traditional health insurance, also called non-unit-linked health insurance or no investment value and an annual insurance (must be renewed every year if you want to get protection, where the premiums adjusted to the age of the customer)The main characteristics and must be considered from a pure health insurance al:
- Premiums continue to be paid each year
- Increased premiums based on the age the higher the premium cost
- Make sure no renewal guarantee or warranty can be extended if the policyholder suffered a severe illness.
- Generally, no cash value.
- Some kind of pure health insurance cash plan provides no claim bonus or premium back if there is / was no claim.
- Pure Health insurance can be a rider (have to take the first life insurance) or stand alone (without taking life insurance).
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